personal-finance
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I’ll be upfront with you, when I’m buying property for myself, I use a buyers agent. Every single time. And when my clients are out there hunting for their next home or investment property, I recommend they do the same. You might be wondering why a mortgage broker would push buyers agents so hard. After…
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I get asked this question almost daily: “Should I refinance home loan now, or wait?” The honest answer? It depends entirely on YOUR situation. What I can tell you is that 2026 has created some interesting conditions, and if you’ve been sitting on the fence, certain signs might be flashing bright green telling you it’s…
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Your home loan might be costing you thousands more than it should. And the harsh reality? Most Australian property owners don’t realise it until years down the track. With over 30 years of experience helping clients navigate the mortgage landscape, I’ve seen countless homeowners and investors paying far more than necessary, simply because they set…
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Choosing a home loan involves more than just finding the lowest interest rate; factors like loan structure and features impact long-term financial goals. This guide examines common home loan options in Australia, including offset accounts and redraw facilities, highlighting their benefits, drawbacks, and suitability for different borrower types.
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Buying your first home in Australia is a major financial decision that can be daunting due to rising prices and complex lending rules. First home buyer loans, tailored with government incentives, can simplify the process. Utilizing a mortgage broker provides broader access to options, ensuring strategic decisions for long-term financial stability.
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Debt Recycling in the Australian Property Market: Pros and Cons Debt recycling is a financial strategy that has gained traction among Australian property investors. It involves converting non-deductible debt, such as a home loan, into tax-deductible investment debt. This process can potentially accelerate wealth creation and provide tax benefits. However, like any financial strategy, it…
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When it comes to building wealth in Australia, many investors and homeowners are turning to a lesser-known but highly effective strategy called “debt recycling.” This financial approach is particularly popular in the property market and can help you turn your non-deductible home loan debt into a wealth-generating asset. But what exactly is debt recycling, and…
The Property Finance Broker 